About Thrifty Used Cars and Tires LLC
Thrifty Used Cars and Tires LLC is not affiliated with, endorsed, or sponsored by Thrifty Rent-A-Car System, LLC or The Hertz Corporation.
Welcome to Thrifty Used Cars and Tires LLC. Be sure to visit our virtual showroom of inventory available for purchase. There you will see detailed information about each vehicle, a picture gallery, as well as convenient ways to contact us for more information about that vehicle. We are located at 5061 Whitney St Bay St Louis, MS 39520 and are available by phone at 228-344-3277. You can also get driving directions, and hours of service from our user-friendly website. We specialize in cars 15k and less. We are a high-volume dealership w/ sales of over 500+ cars A YEAR.
3 WAYS TO BUY A CAR AT THRIFTY USED CARS & TIRES (TUC&T)!
At Thrifty Used Cars & Tires, we understand that everybody’s financial situation is different. That’s why we give our customers THREE WAYS TO BUY!
1) OUR BUY HERE, PAY HERE PROGRAM
Our BHPH program is designed to give customers with credit challenges another option.
* NO CREDIT CHECK
* NO INTEREST — 0%
* NO FINANCE FEES
* NO FULL-COVERAGE INSURANCE REQUIREMENT
And now you have TWO DOWN-PAYMENT OPTIONS!
OPTION A — 40% DOWN
Put down 40% of the total price of the vehicle.
Example:
$10,000 vehicle = $4,000 down
Then make payments of:
$75 per week OR $150 every other week
This is the original program we started with, and it has worked successfully for us and our customers for years.
OPTION B — 30% DOWN
We added another option to help customers who may have trouble coming up with a larger down payment.
Put down only 30% of the total price.
Example:
$10,000 vehicle = $3,000 down
Then make payments of:
$100 per week OR $200 every other week
Vehicle prices have increased dramatically over the years, which has naturally caused down payments to increase too. We wanted to provide another way for customers to get into a dependable vehicle without having to come up with the full 40% down.
Our goal has always been simple:
Give people with credit challenges another option.
Instead of paying extremely high interest rates and finance charges for years, qualified customers can purchase through our BHPH program at 0% interest.
**That’s why you'll now see TWO DOWN-PAYMENT AMOUNTS written on many of our windshields!
2) PAY CASH — CASH IS KING!
Want to pay cash?
ASK US FOR OUR BEST CASH PRICE!
The vehicles at Thrifty are purchased with cash by the owner. We don't depend on a traditional floor-plan loan to stock our lot.
That means when you purchase a vehicle for cash, we receive our money immediately — and that can allow us to offer you a cash price that beats the advertised window price.
Don't assume the price on the windshield is the final word.
** ASK US FOR THE CASH PRICE AND SEE FOR YOURSELF!
3) BRING YOUR OWN FINANCING!!
Have good credit or already have financing through your bank, credit union, or finance company?
BRING IT TO THRIFTY!
We do not solicit outside financing for customers, but you're absolutely welcome to arrange financing through the lender of your choice and purchase a vehicle from us.
We understand that customers with good credit may prefer traditional financing instead of putting 30%–40% down.
We've worked with many banks, credit unions, and finance companies over the years and are familiar with the paperwork and requirements involved.
We regularly work with financing from institutions such as:
Keesler Federal Credit Union
Navy Federal Credit Union
Lendmark Financial Services
Get pre-approved through your lender, bring your approval to us, and we'll help you find vehicles that may fit their lending requirements.